Our services

We offer an extensive range of financial services which enable us to create a tailored financial plan, whatever your financial situation. We will assist you with managing your short and long term financial needs, from starting out in the workforce, through to planning for retirement.

What we do

Providing peace of mind… we give our clients the highest probability of success in achieving their life’s dreams and goals.

We provide ongoing guidance and coaching to help our clients understand their progress towards their life’s dreams and goals.

We use “easy to follow” benchmarking as our core coaching framework.

We have a structured approach to assist our clients make wise choices, and in turn, give them the highest probability of achieving their life’s dreams and goals.

We provide you with ongoing services including:

  • Regular reviews - As you travel along life's journey your financial situation will inevitably change – you may get a pay-rise, buy a house, change your marital status, welcome a new child, or transition to part time employment. This is why regular reviews of your financial plan and/or investment portfolio are so important.
  • Access to professional partnerships - To ensure that we can meet every aspect of your financial needs, we have teamed up with a number of professionals who can offer you advice and, via referral arrangements, we can provide you with the best service and quality advice.
  • Full access to regular topical articles, information, and latest news through our Financial Knowledge Centre.

Services available via our professional partnerships include:

  • general insurance
  • property purchases
  • refinancing and debt consolidation
  • accountancy services, and
  • solicitor services.

Wealth creation

Wealth creation is about building financial security now so you can focus on enjoying your lifestyle in the future. Choosing where and how to invest your money is a difficult decision and will depend on many factors including your overall investment objectives, approach to investment risk and the amount of time you have to invest.

We can help define your personal situation and recommend financial solutions and strategies to help you reach your financial goals.

Whether you are investing to finance your business, lifestyle, private education or provide for your retirement, it's never too late to take control.

Retirement planning

Planning for retirement is one of life's most important financial considerations. The actions you take today will determine your lifestyle in the future.

Superannuation is one of the most tax-effective long-term retirement savings vehicles, however it can be difficult to keep up with changing rules and regulations. We can explain the rules and provide you with strategies to help you maximise your retirement savings.

Risk insurance

Risk insurance forms a critical part of the financial planning process. It provides you with protection against the financial implications of an event such as death, disablement, serious illness or injury.

There are a range of insurance options available that we can tailor to suit your needs and personal situation. The most common types of risk insurance include:

Income protection

In the event that you suffer an illness or injury and are unable to work, income protection provides you with a monthly benefit of up to 75 per cent of your salary.

Life Insurance

Life insurance helps alleviate the financial burden your family may be left with after your death. This is paid as a lump sum to your nominated beneficiaries to assist with medical costs, funeral expenses and help maintain your family’s lifestyle.

Total and permanent disability (TPD)

This provides a lump sum in the event of a total and permanent disability that prevents you from ever returning to work.


Trauma insurance is paid as a lump sum upon diagnosis of an eligible condition (eg cancer, heart disease).

Self-managed super funds

Self-managed super funds (SMSF) gives you control of how your superannuation benefits are invested, operated and managed. SMSFs allow you to invest in a range of assets such as shares, managed funds, term deposits, property, art and collectables. You also have the option to borrow to purchase property and shares.

While SMSFs are a compelling structure for those who want full decision making capabilities, having your own fund can generate a mountain of paperwork, such as looking after the establishment, asset administration, super administration, investment strategy and end of year financials.

As well as assist you with the establishment of an SMSF, we provide you with ongoing strategy, investment, insurance and estate planning advice for your SMSF and can provide assistance to other superannuation professionals in relation to asset administration, super administration and end of year financials.

Estate planning

In its most simple form, estate planning is all about peace of mind. It's ensuring that your assets are distributed to your beneficiaries according to your wishes.

With family structures becoming more fluid, planning your estate has become more important in recent times – and often involves much more than just a simple Will. Family trusts, payouts of superannuation balances and the tax implications for beneficiaries can all be managed with a careful estate plan. Seeking advice from your financial adviser is a crucial step in developing a proper estate plan.

Developing a proper estate plan will ensure that:

  • the tax payable is minimised on the income and capital gains earned on assets
  • the right ownership and control of your assets passes to your intended beneficiaries, and
  • your assets may be protected if the beneficiary is involved in any legal difficulties (for example, divorce or bankruptcy).

Estate planning is a vital part of your overall financial plan and it should not be left until it's too late. A sound estate plan can assist in avoiding possible difficulties and disagreements for your beneficiaries and should be reviewed on a regular basis, particularly when a significant life altering event occurs.